CDS 2026 (I) General Knowledge, question 37

Topic: Economy

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Q37

Consider the following statements with respect to Pradhan Mantri Fasal Bima Yojana (PMFBY) :

  1. PMFBY provides risk insurance to farmers against crop damage due to non-preventable natural risks.

  2. PMFBY provides risk coverage of ₹ 2 lakh in case of death of the insured.

  3. PMFBY ensures flow of credit to the agriculture sector.

  4. PMFBY provides risk coverage of ₹ 2 lakh for complete disability of the insured.

Which of the statements given above is/are correct ?

  1. (a) 1 only
  2. (b) 2 and 3
  3. (c) 1 and 3Correct answer
  4. (d) 1 and 4

Solution.

Answer: (c) 1 and 3

  1. Statements 1 and 3 match PMFBY: crop-loss insurance supports farmers and helps maintain agricultural credit flows.
  2. Statements 2 and 4 concern personal death or disability cover, not the crop-insurance benefits of PMFBY.